Full Valuations

Comprehensive Valuation Reports for Lending, Legal, and Complex Matters

A full property valuation is the most comprehensive and defensible valuation type available. It is designed for situations where stakeholders need maximum certainty, detailed documentation, and a valuation report that stands up to higher levels of scrutiny.

At Propti, we provide full property valuations across Australia for residential, commercial and industrial assets. Our valuation reports are prepared by qualified valuers and are commonly used for lending, legal matters, disputes, tax planning, and high-value transactions.

This page explains what a full valuation is, when it is required, what’s included, and how it compares to desktop and short form valuations.

What Is a Full Property Valuation?

A full valuation is a detailed, inspection-based valuation report prepared by a certified valuer. It involves a thorough assessment of the property and market evidence to determine an independent market value at a specific point in time.

Full valuations typically include:

Detailed property inspection
Comprehensive market and comparable sales analysis
Clear valuation methodology and reasoning
Consideration of property risks, constraints, and attributes
Formal reporting suitable for high scrutiny environments

Full valuations are the preferred valuation type when:

The property is complex or high value
The transaction is higher risk
The valuation must be defensible for legal or compliance purposes

When Is a Full Valuation Required?

Full valuations are commonly required for scenarios where lenders, courts, or government bodies need a higher standard of evidence and reporting. Typical use cases include:

Lending and Finance

Bank or institutional finance requirements
Higher LVR or higher risk lending
Commercial and industrial lending
Complex or specialised assets

Legal and Dispute Matters

Family law and divorce property settlements
Estate matters and contested valuations
Litigation and dispute resolution
Insolvency, receivership, and administration

Tax and Compliance

Capital gains tax (CGT) valuations (when detailed evidence is required)
Asset revaluations for accounting and compliance
Related-party transactions requiring defensible valuation support

Complex Property Scenarios

Unique or non-standard properties
Mixed-use properties
Properties with development potential
Rural, specialised, or hard-to-value assets

If your valuation needs to withstand scrutiny, a full valuation is often the safest and most appropriate option.

Benefits of Full Valuations

Full valuations are chosen for accuracy, defensibility, and stakeholder confidence. Key benefits include:

Highest level of valuation certainty
Comprehensive inspection and analysis
Strong reporting quality for legal and compliance use
Clear methodology and supporting evidence
Suitable for complex and higher-risk property decisions

What’s Included in a Propti Full Valuation Report

A full valuation report through Propti typically includes:

Detailed property inspection and notes
Property description including key attributes and condition
Local market commentary and evidence-based analysis
Comparable sales selection with reasoning and adjustments
Valuation methodology and clear supporting narrative
Consideration of risks, constraints, and relevant assumptions
Certified market value as at a specific date
Professionally formatted report suitable for the stated purpose

Each report is completed by a qualified valuer experienced in the relevant jurisdiction and property type.

Full Valuations vs Desktop and Short Form Valuations

Choosing the correct valuation type upfront reduces delays and ensures your report is accepted for its intended purpose.

Desktop Valuation

No physical inspection
Fast and cost-effective
Best for low-risk or preliminary scenarios
Limited by lack of condition assessment

Short Form Valuation

Includes a physical inspection
Higher accuracy than desktop
Faster than a full valuation
Suitable for moderate-risk lending and advisory use

Full Valuation

Detailed inspection and comprehensive reporting
Maximum defensibility and stakeholder confidence
Best for legal, complex, high-value, or high-scrutiny use cases
Longer turnaround and higher cost, justified by depth

If you need a valuation for a lender, court, dispute, or complex asset, a full valuation is typically the correct choice.

Are Full Valuations Accepted by Banks and Government Bodies?

Full valuations are widely accepted because they provide the highest standard of reporting and evidence. They are commonly used for:

Major banks and institutional lenders
Courts and legal proceedings
Government and compliance purposes
High-value and specialised property decisions

If you’re unsure what type of valuation is required, Propti can help you select the correct option before you proceed.

How the Full Valuation Process Works

Provide your property details and valuation purpose: Address, property type, and intended use of the report.
Valuer inspection: A qualified valuer conducts a thorough inspection and collects required property data.
Market research and analysis: Comparable sales and evidence are reviewed and applied using recognised valuation methodology.
Report preparation: Findings, reasoning, assumptions, and valuation conclusion are documented in detail.
Delivery: A professionally prepared valuation report is issued for the stated purpose.

Who Uses Propti Full Valuations?

Full valuations through Propti are commonly used by:

Property owners and investors requiring certainty
Mortgage brokers and lenders managing higher-risk deals
Lawyers and legal professionals in disputes and settlements
Accountants and advisors supporting tax and structuring decisions
Executors and families managing estate matters
Commercial clients assessing asset value for transactions

Full Valuations Across Australia

Propti provides full valuations across Australia, including metropolitan and regional locations (subject to property type and valuer availability). We match each valuation to an appropriately experienced valuer for the asset class and jurisdiction.

Get a Full Valuation Quote

If you need a comprehensive valuation report for finance, legal, tax, or complex property matters, Propti can help.

Provide your property address and valuation purpose, and we’ll connect you with the right certified valuer.

Request a Quote or Contact Us to get started.

Frequently Asked Questions

What is a full property valuation?

A full valuation is a comprehensive inspection-based valuation report prepared by a qualified valuer, designed for lending, legal, compliance, and complex property decisions.

How long does a full valuation take?

Most full valuations are completed within two to five business days, depending on access, property complexity, and location.

When do I need a full valuation instead of a short form valuation?

You typically need a full valuation for higher scrutiny situations such as legal matters, complex properties, institutional lending, disputes, or high-value assets.

Are full valuations accepted by banks and courts?

Yes. Full valuations are commonly accepted because they include detailed inspection, evidence, and reporting.

Can Propti provide full valuations nationwide?

Yes. Propti provides full valuation coverage across Australia through a network of qualified valuers.

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