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SMSF Valuations

SMSF Property Valuations

Independent, compliant SMSF property valuations trusted by accountants, auditors, and trustees across Australia.

Independent SMSF Valuations for Audit & Compliance

Self‑Managed Superannuation Funds (SMSFs) are required to report assets at market value, and property is no exception. Whether for annual audit, compliance, or a specific transaction, SMSF trustees must obtain an objective and supportable valuation that meets auditor and ATO expectations.

Propti provides independent SMSF property valuations for residential and commercial properties, delivered through a consistent, audit‑ready methodology that SMSF professionals can rely on.

What Is an SMSF Property Valuation?

An SMSF property valuation is an assessment of a property’s current market value for superannuation reporting purposes. Market value reflects the amount a willing buyer would pay a willing seller in an arm’s‑length transaction, based on prevailing market conditions.

Unlike informal appraisals or real estate agent opinions, SMSF valuations must be:

  • Independent and objective

  • Evidence‑based

  • Appropriate to the nature and value of the asset

  • Defensible to an SMSF auditor

Propti valuations are designed specifically for SMSF audit and compliance, not lending or marketing purposes.

When Is an SMSF Property Valuation Required?

SMSF trustees may require a property valuation in a range of circumstances, including:

  • Annual SMSF audit and financial reporting

  • Purchase or sale of property within an SMSF

  • Related‑party transactions

  • In‑specie transfers of property into or out of an SMSF

  • Limited Recourse Borrowing Arrangements (LRBAs)

  • Changes in market conditions impacting asset values

  • Auditor or compliance review requests

In many cases, auditors will expect a valuation that is more robust than a simple estimate, particularly for higher‑value, complex, or related‑party assets.

Propti’s SMSF Valuation Process

Propti delivers SMSF valuations using a structured, transparent approach designed to meet audit expectations:

  • Independent, arm’s‑length valuation methodology

  • Qualified valuation oversight

  • Market data‑driven analysis

  • Clear documentation suitable for audit review

  • Consistent reporting format

Our valuations are commonly used by SMSF trustees, accountants, and auditors who require confidence that reported values are properly supported.

Residential SMSF Property Valuations

We provide SMSF valuations for a wide range of residential properties, including:

  • Houses and townhouses

  • Apartments and units

  • Investment properties held within SMSFs

Residential SMSF valuations consider local market conditions, comparable sales evidence, and property‑specific attributes to determine a defensible market value.

Commercial & Specialised SMSF Valuations

Propti also supports SMSFs holding commercial and specialised assets, including:

  • Offices

  • Retail properties

  • Industrial assets

  • Mixed‑use properties

Commercial SMSF valuations take into account factors such as income potential, lease terms, location, and market demand, ensuring values reflect appropriate market assumptions.

Why Choose Propti for SMSF Valuations?

SMSF professionals choose Propti because our valuations are:

  • Independent – not influenced by lending or sales outcomes

  • Audit‑focused – prepared with SMSF audit scrutiny in mind

  • Consistent – structured methodology across all properties

  • Efficient – streamlined ordering and delivery

  • Professional – suitable for trustees, accountants, and auditors

We bridge the gap between informal estimates and costly full valuation reports, providing a practical solution aligned with SMSF compliance needs.

Frequently Asked Questions

Do SMSF property valuations need to be done every year?

SMSF assets must be reported at market value each year. Whether a new valuation is required annually depends on the property, its value, market conditions, and auditor requirements.

Are Propti SMSF valuations accepted by auditors?

Propti valuations are designed to be independent and evidence‑based, making them suitable for SMSF audit review. Acceptance ultimately rests with the individual auditor.

Can an SMSF trustee value their own property?

Trustees may estimate values in limited circumstances, but auditors often require an independent valuation, particularly for higher‑risk or related‑party assets.

What is the difference between an SMSF valuation and a bank valuation?

Bank valuations are prepared for lending purposes, while SMSF valuations focus on market value for superannuation reporting and compliance.

How long does an SMSF property valuation take?

Turnaround times vary depending on the property and complexity, but Propti valuations are typically delivered faster than traditional valuation reports.

Order an SMSF Property Valuation

If you need an independent SMSF property valuation for audit or compliance purposes, Propti can help.

Order an SMSF Valuation or contact our team to discuss your requirements.

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